Speak With a Comfort AdvisorHow HVAC Financing Works

Winston-Salem Families Trust Aspire to Keep Things Simple

Whether it’s a sudden breakdown or a long-overdue upgrade, we’re here to help you find a financing plan that fits your budget, with clarity, compassion, and no pressure. Aspire Heating & Cooling is proud to serve our local community with honest solutions and flexible options.

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Here’s How HVAC Financing Works 

  • Free In-Home System Assessment

    A Comfort Advisor visits your home to assess your needs and recommend a custom solution.

  • On-the-Spot Financing Options

    We walk you through your best options and handle the details—no guesswork.

  • Quick Approval, Fast Relief

    Most customers are approved instantly. Once financing is in place, we get to work.

    We Work With Financing Partners You Can Count On

    Our goal is to make the approval process quick and stress-free, so you can focus on getting comfortable again.

  • GoodLeap

    • Soft credit pull until the loan is funded
    • High approval rates
    • 7, 10, 12 & 15-year options
    • Minimum financing: $1,000
  • Service Finance

    • Plans include No Interest, Deferred Interest, and Installments
    • Financing starts at $500
    • Best used during in-home consultations
  • Microf

    (Second-Look Financing)

    • Lease-to-own option
    • No credit required
    • Easy online application

When Flexible Financing Makes All the Difference

  • Your A/C gave out—and it’s 90° outside.

    You need a fix fast, but you didn’t budget for a replacement.

  • You're renovating your home.

    A complete HVAC system upgrade makes sense—but not all at once.

  • You’re dealing with credit challenges.

    You’ve had a tough stretch, but your family still deserves comfort.

We Keep It Honest, Flexible, and Local

Financing should empower you, not pressure you. That’s why our team provides clear, upfront information and walks you through every step. Whether you’re exploring options or ready to get started today, we’re here to help you find the right fit.

“We don’t just fix systems—we restore comfort, and sometimes that starts with a payment plan you can trust.” – Zack, Comfort Advisor

Let’s Talk Through Your Options

No pressure. Just honest answers and innovative solutions.

Speak With a Comfort Advisor

What Homeowners Say About Working With Us

“This company provides exemplary service and everyone with whom I have had contact has been professional and provided service above and beyond my expectations. The woman who answers the phone, Andrew, Adam, and Ethan are absolutely fantastic. The installation of a new heat pump that Adam and Ethan did was performed so well, I am so pleased with the job they did and look forward to many years of service out of this new heat pump.”

Scott Ring

“I am very happy with the services provided by Aspire. My AC unit went out during the height of summer heat, so I reached out and they sent a tech the very next day. Andrew showed up in a timely manner, diagnosed the problem, and had it fixed within the hour. Communication was clear as he explained what was going on and what needed to be done. Answered my questions and he was clearly very knowledgeable about HVAC systems. Pretty happy with the service and results – it was quick and painless. I’m going with these guys again next time I run into a problem.”

Joshua LeFever

“We have been using Aspire since shopping around and having our HVAC replaced in our old home in 2019. Now using them in our new home for their subscription maintenance program. Nothing but good things to say. Their contractors are excellent and helpful, even making a stop on a Saturday when the heat in our house stopped working. Alyson is especially on top of it. Love working with her. She always is upfront about all problems, shows photos, and is willing to discuss options. Always great work!”

Kimberly Seufer

“Andrew was very professional and helpful, I was extremely happy with the company and his service. Andrew went way above and beyond, he explained and discussed every question I had fully. He worked very mindful, respectful and thorough. I will suggest this company to all my friends.”

Martina Moore

“Robert and Sam did a complete maintenance on my heating and cooling system. These men were very professional and personal. They explained what they were going to do and checked with me before they fixed any issues. I got a good deal if I would become a member and would be eligible for two free future calls. I’m glad I engaged this business and feel confident for months without any issues.”

Pat Hardister

“Adam and Abel were extremely professional, while being very personable and easy to communicate with about what they were doing to my system. They cleaned out years of buildup yard waste from inside my outside unit and hosed it off to allow better drainage before Winter sets in. I highly recommend Aspire and this particular service to anyone else who has an older unit that may not have been properly maintained. Using Aspire, I don’t need to worry about my heating and cooling, because they are diligent in reminding me when it’s time to service my unit. I recommend every six months.”

Gin

“Every time I call Aspire, they are quick, friendly, and professional. Prices are fair, and the maintenance plan is perfect for us. They installed our main unit in 2016 and a secondary unit this summer (a mini-split). They’ve done maintenance and repairs on an old unit and do check ups on the unit they’ve installed.

If they don’t know an answer, they get back with me. They under promise and over deliver. I will continue to come back in the future and recommend them for anyone in need of quality, professional, friendly, fairly-priced HVAC work.”

Keith Groach

“We have used Aspire for 2-3 years. They are absolutely the BEST! They are always on time, professional, take the time to explain everything and make sure you understand! I will be recommending them! If I could give more then 5 stars I would!! We have had Rob, Hawk, and Zack all out at our house and they have all been awesome! We just had our unit replaced and they were clean and professional and explained everything!!”

Katina Cacavias

“The employee from Aspire was extremely professional and informative. He gave honest and unbiased feedback about my options and helped me and my family get our house cool again within a couple of hours. The quality of his work was excellent and thorough. I’m very pleased with my experience.”

Jacob Cook

“William was very knowledgeable and transparent throughout the whole process. The maintenance call turned into a service call and he didn’t miss a beat. Had the new part installed and running same spot window. Would highly recommend William and Aspire services.”

Steve Patterson

Financing Questions? We’ve Got You Covered

Not necessarily. Many plans offer soft credit checks, and Microf doesn’t require credit history.

Yes. Repairs, upgrades, and full system installs may all qualify—depending on your plan.

Most approvals happen instantly during your in-home consultation.

Yes—with Microf. For other plans, it’s best to apply during a visit with our team.

GoodLeap is a soft pull. Service Finance is a hard pull. Microf doesn’t require a credit check at all.

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    HVAC Financing Plans Facilitated

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    Approval Rate with At Least One Partner

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    Serving the Triad Community

Ready to Take the Next Step?

We’ll meet you where you are—whether you’re ready to apply or just have questions.